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Abstract: Adaptive biometric authentication is increasingly viewed as a cornerstone of secure digital interaction in environments characterized by escalating attack sophistication and the growing use of synthetic identities. This study proposes and analytically substantiates a practical implementation model of adaptive biometric authentication based on multi-feature fusion of physical and behavioral biometric traits. The core premise of the work is that static biometrics alone no longer provide sufficient resilience against replay attacks, spoofing, and data leakage, while behavioral signals in isolation suffer from instability and context sensitivity. The proposed model integrates fingerprint and facial features with keystroke dynamics and mouse movement patterns into a unified trust-scoring framework governed by a self-adaptive machine learning engine. A hybrid architecture is examined in which heterogeneous biometric streams are synchronized, normalized, and fused at the decision level to produce a composite authentication score that evolves over time. The study employs experimental validation on a multimodal dataset that simulates realistic access scenarios under both legitimate and adversarial conditions. Quantitative evaluation demonstrates that adaptive multi-feature fusion achieves a statistically significant reduction in false acceptance rates while preserving usability under natural behavioral drift. Special attention is given to the role of real-time model updating and continuous authentication, which together form the operational core of a patented multi-level biometric authentication system used as a reference implementation.
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